Currency Converter

Convert between USD, GBP, and CAD using clear static reference rates. Instant cross-rates for travel and budgeting — free, no signup, no paid FX API.

Reviewed / updated August 4, 2026

Full walkthrough: How to Calculate a Tip

Your inputs

Reference rates as of August 2026 (static reference). Not a live market feed.

Result

Converted to GBP

£78.00

100 USD · 1 USD ≈ £0.78

USD
$100.00
GBP
£78.00
CAD
CA$137.00

£78.00 using static reference rates (August 2026 (static reference)). For wire transfers, banks often add a spread above mid-market.

Suggested next steps

  • These rates are static references for planning — confirm the live quote before you send money.
  • Swap USD ↔ GBP to check the reverse direction quickly.
  • Pair with the Tip or Discount calculators when budgeting travel spend in local currency.

How the currency conversion works

  1. Store each currency as a rate versus USD (how many units equal $1).
  2. Convert your amount from the source currency into USD.
  3. Convert that USD amount into the target currency.

Example path: GBP → USD → CAD. Results update as you type, and the breakdown shows the same amount in all three supported currencies. Rule-based tips remind you that static references differ from bank quotes.

Worked example

Convert $100 USD to GBP with a reference rate of 0.78 GBP per 1 USD:

  1. 100 × 0.78 = £78.00

Reverse (GBP → USD): 78 ÷ 0.78 = $100.00.

If CAD is 1.37 per 1 USD, then $100 USD ≈ C$137.00, and £78 ≈ the CAD amount produced by routing through USD with the same table.

Methodology and notes

Rates are labeled with an “as of” reference month and are intended for education and rough budgeting. They are not a live feed and should not be used as the sole price for large transfers. All math runs in your browser with no paid FX API.

Frequently asked questions

Are these live exchange rates?

No. This converter uses static reference rates (units per 1 USD) that we refresh periodically from public mid-market style sources. Banks, cards, and airports usually charge a spread above those references.

Which currencies are supported?

Phase 1 focuses on USD, GBP, and CAD — the pairs called out in our launch plan. More currencies can be added later using the same static-rate approach.

How do you convert from GBP to CAD?

The tool converts the amount into USD using the GBP-per-USD reference, then into CAD using the CAD-per-USD reference. That keeps a single consistent rate table without a paid API.

Why doesn’t my bank match this number?

Retail FX includes markup, fees, and intraday market moves. Use this page for planning and comparison; confirm the locked-in rate on your transfer or card statement before you send money.

Related tools

Related calculators — live tools and upcoming pages for internal linking.